January 27, 2021

Goose Creek dentist, Drs. Bargainier, and Zuffi at Carolina Complete Dental shares what’s happening lately with dental insurance trends in an ever-changing environment.Above any other medical need, people are more likely to skip seeing the dentist because they can’t afford it.

Many people choose not to buy dental insurance because it’s an added cost without a lot of perceived value. For some reason, people simply feel more comfortable taking this risk because they don’t fully understand the consequences of oral health problems. But it’s a risk indeed. You can develop a facial or oral injury just as easily as any other injury and oral infections and diseases are just as common—if not more common—as any other. 

Beyond the critical events of oral injury or infection, preventive dental care (aka your regular cleanings and check-ups) is crucial for catching problems before they become dangerous. Seeing the dentist regularly can help you address a surprising number of overall health and wellness issues.

Still, dentists understand that medical costs are rising, the world of insurance is often a mystery, and sometimes you’re just at a loss. Drs. Bargainier, and Zuffi, Goose Creek dentist explains more below about the current trends in dental insurance and what they mean for you.

Forgoing Dental Insurance

Of all the reasons adults avoid the dentist, 40% say it’s because of cost, followed closely by the 33%  who don’t think they need dental care. You can see where this is going—there’s almost no reason someone would pay for a service they think is expensive and unnecessary.

A lot of people seek dental treatments without dental insurance to help cover it. In 2013, the numbers ranged from 12% of children to 61% of senior citizens. Insurance may seem like a luxury but when you need it, it becomes essential. If you can make any changes to your monthly budget to allow room for dental insurance, it might be one of the best ways you take care of yourself and your family. No one wants to be stuck with a cracked tooth, gum infection, or jaw pain while also wondering how you’re going to pay for treatment.

Children’s Dental Insurance

Government-mandated insurance through the Affordable Care Act does not include dental coverage, except in the case of children. This is for good reason—children are vulnerable and they’re growing at such a fast rate. Catching a health problem and treating it promptly is essential for a lifetime of health and wellness. 

It’s also important that children develop good oral health habits early that they’ll stick to the rest of their life. Search HealthCare.Gov, or talk with a caseworker if you have one, to learn about your options for enrolling children in free or discounted dental insurance.

Increased PPOs & Decreasing Payments

PPO plans (Preferred Provider Organization), which are more expensive, are becoming far and away more popular, making up 80% of all dental plans. But dental insurance plans are actually paying dentists slightly less per patient than they have in the past. 

Consumerism

With or without dental insurance, more people are shopping around for the best rate before making a dental appointment. Following the recession, people care more than ever about understanding what they are paying for when they buy any goods or services.

Dental Plans Need to Stay Current

Research shows that, over time, dental insurance is actually the best “bang for your buck.” To help patients get even more out of their dental coverage, some plans are offering a rollover of funds if you don’t use all of your yearly benefits. Some plans allow for important preventative and diagnostic services without it going against yearly maximums.

Flexible Payment Plans

Your dentist wants you to be healthy and will do whatever we can to increase your access to good oral health care. If you’re avoiding dental treatment because you don’t have insurance and/or you’re afraid of the cost, talk honestly with your Goose Creek dentist. Dentists are humans, too, and we understand life circumstances especially in regards to health and finances. 

Some flexible payment options we can discuss together are:

  • Discounted services for paying upfront, before the treatment
  • Interest-free payment plans
  • Splitting up the treatment over time (when appropriate) so you don’t have to pay for it all at once
  • Cheaper alternatives: many dental procedures have cheaper (though sometimes less desirable) ways of treating a problem. Your doctor can tell you what the most affordable route of treatment is.

If you need dental care, whether you have insurance or not, come see us at Carolina Complete Dental. We’re a contemporary practice that can meet you where you are and offer caring, professional services. Make an appointment today!

 

The content of this blog is not intended to be a substitute for professional medical advice, diagnosis, or treatment. Always seek the advice of qualified health providers with questions you may have regarding medical conditions.

January 13, 2021

Goose Creek dentist, Drs. Bargainier, and Zuffi at Carolina Complete Dental explains the connection between Alzheimer’s and oral health.Did you know that unhealthy gums might put your brain at risk

Alzheimer’s is a form of dementia, which harms your memory, ability to think, and can cause changes in your personality. It’s very common and usually affects people aged 60 and over. And, Alzheimer’s might be significantly more likely to happen if your mouth and gums aren’t healthy.

The Link is Inflammation 

A New York University College of Dentistry study found, “long-term evidence that periodontal (gum) disease may increase the risk of cognitive dysfunction associated with Alzheimer’s.” 

Gum disease is a case of inflammation in your mouth. Inflammation is a natural and appropriate response in your body to fight invaders and infection. Gum disease and oral inflammation can be a minor problem or become very serious. But chronic inflammation causes a variety of health concerns that can affect everything from your oral health to your brain. Unfortunately, inflammation problems are increasingly common in the US.

The study at NYU found that gum inflammation might actually contribute to brain inflammation, which leads to neurodegeneration (the breakdown and decline in the health of brain cells and neurons) and Alzheimer’s. This was the case both for people in good health and people with existing cognitive impairment. Sometimes studies only show that two conditions are correlated, but the researchers at NYU believe gum disease is actually one of the causes of Alzheimer’s.

Alzheimer’s & Gum Disease

In the NYU study, people with Alzheimer’s had significantly more antibodies and inflammatory molecules in their blood if they had gum disease.

In addition, the Journal of Alzheimer’s Disease reported that a certain kind of oral bacteria could travel through your bloodstream and cause harm in other parts of your body, including the brain. Some oral bacteria are good and necessary. But keeping your mouth clean and healthy is the foundation for oral health and to prevent gum disease.

Signs of gum disease include:

  • swollen gums
  • bleeding gums
  • discolored gums
  • gums pulling away from teeth
  • loose teeth
  • persistent bad breath and a bad taste in the mouth

If this is what inflamed gums look like, can you imagine if a brain was inflamed?

Prevention 

If you could maintain a few simple habits that supported your oral wellness and brain health, why wouldn’t you? The benefits of daily oral hygiene are both immediate and long-term. You can make it a “mental habit.”

The most important and basic routines for oral wellness and overall health are:

  • brushing teeth for two whole minutes, twice per day
  • flossing or cleaning between teeth once per day
  • regularly visiting your dentist
  • eating a balanced diet low in acid, sugar, and avoiding snacks

If you have more questions about the oral health link to Alzheimer’s, or you want to become a part of a dental family, come see Drs. Bargainier, and Zuffi in Goose Creek. Make an appointment at Carolina Complete Dental today!

 

The content of this blog is not intended to be a substitute for professional medical advice, diagnosis, or treatment. Always seek the advice of qualified health providers with questions you may have regarding medical conditions.

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